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Margetts recognized in inaugural PAYBACK Challenge

Margetts recognized in inaugural PAYBACK Challenge

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Next Gen Personal Finance (NGPF), a non-profit committed to ensuring that all students leave high school with the skills needed to thrive in an

increasingly complex financial world, is pleased to announce two students from Nebraska have received an Honorable Mention Award in their inaugural PAYBACK Challenge. Claire Margetts from Chadron High School was one of the winners.

This essay contest attracted over 500 submissions from students in all 50 states. After playing the award-winning game, PAYBACK , students wrote a 250-word essay with the following

prompt:“How could you use the online game, PAYBACK, to have a conversation with your

parent/guardian about paying for college?”

Teachers from over 500 classrooms nominated the best student essay. NGPF staff then

reviewed these essays, judging them based on the following criteria:

● Indicates an understanding of key concepts learned by playing the game PAYBACK.

● Addresses concerns their parents/guardians may have about this sensitive topic.

● Takes a creative approach to engaging parents/guardians in a conversation about


Margetts will receive a $500 award from NGPF to be used for educational purposes.

“Over 60,000 students played PAYBACK during the contest period,” noted NGPF Founder, Tim Ranzetta. “Reading through hundreds of essays demonstrated how PAYBACK spurred so many thoughtful conversations between students and their parents/guardians. We applaud the educators who provided their students with the opportunity to grapple with these challenging decisions before they leave high school.”

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